Previously, yourself authorized customers of your loans of credits to request your credit card. Cependant, la société a annoncé en 2025 qu’elle éliminait cette exigence, de sorte que la carte d’auto-visa sécurisée est désormais plus accessible.
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Benefits
- No credit checks required
Si vous êtes l’une des millions de personnes aux États-Unis avec un crédit moins que stellaire – selon Experian, 29% des Américains ont une cote de crédit dans la gamme pauvre à juste reconstruire votre crédit. Secure credit cards generally require an initial deposit which acts as your credit limit. Votre activité sur la carte est signalée aux principaux bureaux de crédit, donc avec un historique de paiement positif et une utilisation responsable, votre crédit peut augmenter avec le temps.
Since January 2025, the secure self-visa credit card has been available for the general public, and you can qualify for the card without credit verification. De plus, la carte d’auto-visa a une faible exigence de dépôt de garantie. Although some secure cards force users to deposit $ 200 or more (which could be a difficulty if you lack liquidity), the Auto-visa card allows you to repress only $ 100.
Self will automatically examine your account, and depending on your activity, you may be eligible for a higher credit limit or an unmarked credit card as little as six months.
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No credit checks required
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Minimum low warranty deposit
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Reviews of positive customers and highly rated mobile application
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The card guarantee deposit can be funded with a loan of auto-credit credits
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Free credit scores and credit monitoring
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Does not offer a reward program
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APY greater than the average
En tant que carte de visa, la carte de crédit auto-visa peut être utilisée n’importe où, le visa est accepté aux États-Unis, cependant, la carte de crédit ne peut pas être utilisée lors de voyage dans d’autres pays or for international transactions.
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Phone: Monday to Friday, 7 a.m. to 6 p.m. CST
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Cat: 7 days a week, 7:00 a.m. CST CST
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Phone number:
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Reward rate
- 1.5% unlimited money back on each purchase, everywhere
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Benefits
- No annual or hidden fees; See if you are approved in a few seconds
- Be automatically considered for a higher credit in six months without additional deposit
Why we love it:
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Benefits
- No annual or hidden fees; See if you are approved in a few seconds
- Be automatically considered for a higher credit in six months without additional deposit
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Annual fees
$ 35
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Purchases in progress after
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Recommended credit rating
No credit verification
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Benefits
- Average approval rate of 88%
- $ 200 minimum warranty deposit
- Graduate an undefersky un guaranteeed gold card as little as 6 months
Like the secure self-visa card, the OpenSky secure card does not require credit verification. Mais, la carte sécurisée OpenSky peut offrir plus de flexibilité; Il permet aux titulaires de carte de demander une augmentation de limite de crédit et de renforcer leur dépôt de garantie.
Read our complete OpenSky secure visa exam.
¹ The Secured Self Visa® credit card is issued by Lead Bank or First Century Bank, NA, each FDIC member.
² Credit accounts and deposit certificates manufactured / detained by the main bank, the Sunrise, NA or First Century Bank banks, each FDIC member. Subject to credit approval.
Editorial disclosure: information in this article has not been examined or approved by any advertiser. All opinions belong only to Yahoo Finance and are not that of another entity. Details on financial products, including card rates and costs, are correct on the date of publication. Tous les produits ou services sont présentés sans garantie. Consultez le site Web de la banque pour les informations les plus récentes. This site does not include all the offers currently available. The credit scoring alone does not guarantee or implies the approval of any financial product.
